5. Look for Discounts

Insurance companies offer a variety of discounts that can help lower your premium. Common discounts include:

• Safe Driver Discounts: For drivers with a clean driving record.

• Multi-Policy Discounts: For bundling your car insurance with other types of insurance, such as homeowners or renters insurance.

• Good Student Discounts: For students who maintain good grades.

• Low Mileage Discounts: For drivers who don’t drive a lot of miles each year.

• Safety Features Discounts: For cars equipped with safety features like anti-lock brakes, airbags, and anti-theft devices.

Ask each insurer about the discounts they offer and make sure you’re taking advantage of all the ones for which you qualify.